Currency management with virtual card numbers

Save 3% by avoiding conversion and forex fees

For travel companies paying international suppliers is often a fundamental business concern and one that often comes at an unnecessary expense and hassle.

WEX VCNs offer you the most effective and simple way to pay and manage your suppliers worldwide, helping you to:

    • Eliminate the risk of currency fluctuation
    • Escape unnecessary fees for international payments – saving on average 3%
    • Reconcile automatically with payment & settlement in local currency ensuring no variance

As a leading supplier payment solution to the travel industry, WEX VCNs are used by clients of all sizes, from global OTAs to local independents, to save money and increase profitability.

Avoid conversion fees in 24 currencies

Our virtual payment solution is used in 210 countries worldwide and over 150 currencies. We provide a truly global supplier payment solution and offer the potential to save 3% on payments.

We can bill you in 24 of those currencies, avoiding currency fluctuation risk and at no cost to you.
Our VCNs are available in:


Swiss Franc (CHF)
Czech Koruna (CZK)
Danish Krone (DKK)
Euro (EUR)
British Pound (GBP)
Hungarian Forint (HUF)
Norwegian Krone (NOK)
Polish Zloty (PLN)
Russian Ruble (RUB)
Swedish Krona (SEK)
Turkish Lira (TRY)


Australian Dollar (AUD)
Hong Kong Dollar (HKD)
Japanese Yen (JPY)
Malaysian Ringgit (MYR)
New Zealand Dollar (NZD)
Singapore Dollar (SGD)
Thai Baht (THB)


Brazilian Real (BRL)
Canadian Dollar (CAD)
Mexican Peso (MXN)
US Dollar (USD)


South African Rand (ZAR)

Middle East

Emirati Dirham (AED)

How do international virtual payments work?

If you trade in any of the 24 currencies you can now pay your suppliers in them:

    • The VCN is funded, raised and settled in your supplier’s local currency
    • You avoid conversion fees and eliminate FX risk

Scenario: Travel company would like to use WEX VCNs to pay a Thai supplier.

Solution: Travel company pays supplier with a VCN in THB and settles with WEX in THB. No FX mark up or cross-currency transaction fees apply.

1) Travel company saves up to 3% and eliminates FX fluctuation risk. 2) Travel company wants to pay Thai airline in THB and settles with WEX in THB. 3) VCN raised in THB and sent to Thai airline supplier. 4) Supplier receives payment via VCN in THB.

Scenario: Travel company has suppliers in Croatia but the currency is currently not offered as a billing currency on VCNs.

Solution: Travel company pays supplier in Croatian kuna with a VCN and settles with WEX in GBP. A small conversion fee applies from GBP to HRK which WEX does not mark up from Visa or MasterCard rate.

1) Travel company benefits from FX conversion without additional mark up. 2) Travel company sells accommodation in GBP to customers, pays hotel in HRK and settles with WEX in GBP. 3) VCN is raised in HRK and sent to Croatian hotel supplying accommodation. 4) Supplier receives payment via VCN in HRK.

Through MasterCard and Visa we offer over 150 currencies globally to pay your suppliers in. You pay us in GBP and the conversion is done for you, without mark up, whilst your supplier gets paid in their local currency.